The most common and comprehensive type of policy business owners invest in is general liability insurance. Kamm Insurance Group has coverage options specifically for educational institutions. We’re interested in protecting your school and the risk areas of your institution whether on the playground, in the bleachers or in the classrooms and labs. If a student sustains a bodily injury during certain covered activities, this type of insurance covers the medical expenses for that incident.
Egis provides the most comprehensive protection against the risks Florida Charter Schools are facing. By being better protected, they are equipped to meet the demands to grow in our Florida communities. After a well known school contractor went bankrupt while working on new campus construction, the school had to take over the project. Our team worked collaboratively with the school’s project manager and bond company to finish the project.
Your organization’s physical assets such as buildings, personal business property, equipment, and the personal property of others are at risk of loss. Property Insurance will cover this risk and can be on an “All Risk” or specified perils basis. Everyday your work environment encompasses all factors that impact the safety, health, and wellbeing of employees. To know more click here friendsofkurtlowry.com
The department of education has particular insurance requirements for charter schools. Charter school insurance programs provide these institutions with a broad range of coverages to ensure that the children are protected from risks on and off the school premises. CharterLIFE™ offers charter schools exclusive access to health benefits and services created specifically for California charter schools.
Insurance Peopleinsures more charter schools in Southeast region than any other company. We have been a pioneer and leader in charter school insurance and safety since 1998, and today we insure more than 100 charter schools in the Southeast. Our depth in the charter school industry helps us to understand the risks that charter schools face, how to mitigate those risks, and how to manage insurance and risk as schools grow.
It provides broad coverage when you are deemed liable and will pay to defend lawsuits alleging injuries or property damage which occurred as the result of your school operations. These and other events can destroy your ability to teach or hold class, and may require an alternative location. Public, private, and charter schools need protection not only to the building facility and property within the school, but also the business of running the school. Financial issues are the number one reason that charter schools fail. At Insurance People, we use our insurance and risk knowledge to help schools improve their insurance profile by providing the right coverage and decreasing risks. Protection for a wide range of equipment, including HVAC systems, ovens, boilers and furnaces, refrigeration units, elevators, and office equipment.
The Souderton Area School District offers comprehensive health insurance plans to its employees. While the Souderton Charter School Collaborative does offer health insurance, its offerings are not the same as the district’s. ASCS’s dedicated Public Entity program offers workers’ compensation, employer’s liability, and general liability coverage for various types … The protection offered by an LLC will protect your personal assets, but your business’s assets are still open to liability in the case of a lawsuit or other loss.
Some employers offer nursery provision for their employees at or near the place of employment. Day care or child care is care of a child during the day by a person other than the child’s parents or legal guardians, typically someone outside the child’s immediate family. The service is known as child care in the United Kingdom and Australia and day care in North America. Child care or day care is provided in nurseries or crèches or by child minders caring for children in their own homes.
Some of these might not apply to you, so be sure to ask your agent which policies are right for your business. Most states require businesses to carry workers’ compensation insurance for their part-time and full-time employees. This coverage protects your employees if they become injured at work or fall ill after a work-related accident. It not only covers an employee’s medical bills and lost wages if they need time to recover, but also any disability or death benefits stemming from a work-related accident. All businesses, regardless of industry, face risks that should be covered by insurance.